The company cannot and does not guarantee or warrant that any files available for downloading from the internet are free of viruses, worms, trojan horses or other code that may have contaminating or destructive properties. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for security, the accuracy of data input and output, and for maintaining a means external to this website for reconstructing lost data. We do not assume any responsibility or risk for your use of the internet or the website.

Use this website at your own risk. Except as may be expressly stated in other applicable terms and conditions or similar agreements, the content is provided “as is” and "as available" and without warranties of any kind, either expressed or implied. We disclaim all warranties including any implied warranties of merchantability, fitness for a particular purpose, title or non-infringement. We do not warrant that any functions or content contained in this website will be uninterrupted or error-free, that defects will be corrected, or that this website or the server that makes it available are free of viruses or other harmful components. We do not warrant or make any representation regarding the use of the content or results thereof in terms of accuracy, reliability or otherwise except for the person and/or for the use intended. The content may include technical inaccuracies or typographical errors, and we may make changes or improvements at any time. You, and not the company assume the entire cost of all necessary servicing, repair or correction in the event of any loss or damage arising from the use of this website or the content. We make no warranties that your use of the content will not infringe the rights of others and assume no liability or responsibility for errors or omissions in such content.

By accessing this website, you understand that you may be waiving rights with respect to claims that are at this time unknown or unsuspected, and in accordance with such waiver, you acknowledge that you have read and understand, and hereby expressly waive, the benefits which provides as follows: "a general release does not extend to claims which the creditor does not know or suspect to exist in his or her favor at the time of executing the release, which if known by him or her must have materially affected his or her settlement with the debtor."